Workflows let you build financial behavior directly into the funds themselves.

Usage-priced money

Instead of pre-funding accounts, money moves only when the application needs it. Funds "turn on" at the moment of settlement, with built-in limits, approvals, and routing logic - just like cloud compute scaling up on demand.

Enables

  • On-demand treasury and credit
  • Zero-balance corporate accounts
  • Usage-based billing and settlements
Usage-priced money visual

Collaborative payments

A single payment can route itself to everyone who needs a share - platform fees, creator payouts, tax, vendor splits - in a single atomic transaction. No manual distribution.

Enables

  • Marketplace fee routing
  • Creator/platform revenue sharing
  • Multi-party business models
Collaborative payments visual

Composable bank accounts

Accounts act like software objects, not static ledgers. One balance can behave like a vault, a reserve, a payout account, and a yield account - all at once, with unified reconciliation.

Enables

  • Treasury logic with no bank integrations
  • Automated reserve + operating capital separation
  • Programmatic reconciliation
Composable bank accounts visual

Event-driven money

Payments trigger automatically when real-world conditions are met: a shipment arrives, an SLA is passed, a sensor verifies temperature.

Enables

  • API-native insurance and logistics
  • Conditional releases and delivery-based payouts
  • IoT-linked financial products
Event-driven money visual

Private transactions

Transfers are executed privately between sender and recipient, with no public broadcast - balances, counterparties, and activity stay invisible across networks.

Enables

  • Confidential transfers between institutions
  • Reduced information leakage and front-running risk
  • Controlled data sharing
Private transactions visual

Visit our documentation to get started with rules, triggers and automated money movement.

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