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Financial primitivesyou can build with

A modular platform for programmable money.

HIFI decomposes the monolithic financial stack into building blocks. Compose the identity, custody, routing, settlement—and assemble them into any product you want.

Inflows

Bring money into your system, from anywhere.

Inflows is the entry layer that brings identity verification, AML screening, deposits, and stablecoin conversion under a single platform. Funds arrive clean and auditable, with embedded conversion logic - ready for payouts, trading, or automated workflows.

  • Global KYC / KYB Identity verification
  • Sanctions + AML screening
  • Virtual accounts for named deposits
  • Global on-ramps from 15+ fiat currencies
  • Deposit telemetry
  • Auto-reconciliation and ledger entry creation
User Flows

Execute user-initiated movement.

When a user triggers a transfer, swap, bridge, batch, or conditional release, HIFI executes the movement and settles it across chains and custody. Each action closes with deterministic routing, execution, and reconciliation - no scripts or manual operations.

  • Transfers between on-chain and custodial wallets
  • Token swaps and cross-chain bridges
  • Split routing and multi-wallet distribution
  • Escrow and conditional releases
  • High-volume batching
  • Real-time balances and auto-reconciliation
System Flows

Execute system-initiated movement.

HIFI runs the operational backbone: sanctions checks, approval rules, treasury controls, custody, and audit logging. When the system initiates movement, HIFI executes, verifies, logs, and reconciles every transaction without human intervention or third-party tooling.

  • Split routing and multi-wallet distribution
  • Escrow and conditional releases
  • High-volume batching for marketplaces or platforms
  • Real-time balances and auto-reconciliation
  • Audit logging and reconciliation
Outflows

Move funds out to banks and wallets.

Outflows moves funds from blockchain wallets to bank accounts or mobile wallets. Call one API to send ACH, wires, RTP, or stablecoins. HIFI routes, settles, reconciles, and logs every payout automatically.

  • On-chain to bank settlement
  • SWIFT, Fedwire, and local-rail payouts
  • IMAD / OMAD and trace numbers
  • Mobile wallet delivery
  • ACH and global bank transfer routing
  • Real-time payout status

Visit our documentation to get started with HIFI's financial infrastructure.

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