No banking partners needed
Push from a stablecoin balance straight to a card without going through a bank.
Stablecoins make settlement faster. But converting USDC into usable funds—and paying people when they need it—remains hard. HIFI brings USDC settlement and Visa Direct together, so platforms can push funds instantly to eligible Visa debit and credit cards worldwide.
Powered by Visa Direct
Countries
Currencies
Cards
Send from a stablecoin balance to any eligible Visa card in minutes, with no local banking partners required.
Users spend balances without bank linking
195+ countries from one integration
Funds land in minutes, not days
How it works
Register an eligible Visa card once, create a payout from a USDC wallet, then track the transfer until funds land.
01 Register card
Create a user, associate a counterparty and add a card.
02 Send payout
Create an offramp to the tokenized card, then accept the quote to settle.
03 Track payment
Monitor offramp status until funds land — usually seconds, never more than 30 minutes.
Why Push to card
Typically 1–3 business days
Varies by offramp and exchange
Seconds to 30 minutes
Infrastructure
One treasury, every market
Pay globally from a single USDC treasury instead of pre-funding local accounts.
Compliance built in
Eligibility, KYC, sanctions, and monitoring run before each payout moves.
Just a card number
Recipients use the card they already carry. No extra onboarding required.
Auditable end to end
Trace each payout from USDC debit to card credit across systems, chains, and rails.
Controlled by policy
Limits, approvals, routing, and revocation can share the same HIFI control plane.
Trust & security
Powered by Visa Direct
Stablecoin settlement on Visa's global payout network.
SOC 2 Type II
Independently audited for security and operational controls.
PCI DSS
Card data handled to payment-industry security standards.
Launch fast, compliant card payouts with one integration—and move stablecoin balances onto eligible Visa debit cards worldwide.
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