Bring money in. Move money out.

Combine global dollar accounts and offramps in one API — deposit fiat, hold stablecoin balances, and pay out globally without stitching together separate tools.

KYC, KYB, routing, conversion, and reconciliation run through one platform. Move value in and out across banks and chains with transparent rates and deterministic settlement.

Dollar Accounts

Global dollar accounts.

Issue named virtual accounts for businesses and individuals. When fiat arrives, it converts to stablecoin and lands in the recipient's wallet automatically — programmable money from the moment of deposit. Each account is tied to supported payment rails and configured for your compliance program.

Named virtual accounts for businesses and individuals

Automatic fiat-to-stablecoin conversion on deposit

Real-time reconciliation with full audit trails

ACH, Fedwire, RTP, and Wire

SEPA and SWIFT cross-border deposits

Global Payouts

Convert stablecoin and pay out globally.

Convert stablecoin balances to fiat and send to bank accounts and mobile wallets across 80+ countries. One API for cross-border payments with supporting documents and real-time payment tracking.

Local execution

Send funds using U.S. banking rails under HIFI's direct bank partnerships.

ACH · Fedwire · RTP

Global execution

Execute cross-border bank transfers and local payouts across supported corridors using local clearing systems.

SWIFT · PIX · SPEI · FPS · SEPA · PSE · Instapay · Pesonet · UPI · RTGS

Use cases

Global dollar access

Give international customers and partners a U.S. dollar account number. Deposits convert to stablecoin automatically — no manual FX or reconciliation.

Cross-border payments

A U.S. business pays a Hong Kong supplier — USD converts to USDC, settles instantly, and deposits as HKD to the recipient's bank account.

Supplier payouts

Send international payments to vendors and partners with purpose-of-payment codes, supporting documents, and full audit trails built in.

International payroll

Pay contractors and employees across borders in local currency — from a single stablecoin balance with compliance and status tracking at every step.

Treasury consolidation

Collect deposits from multiple regions into one programmable balance, then route payouts globally without maintaining separate banking relationships.

Bart Bobnis

Staff Backend Engineer, Dapper

Talk with our team about global dollar accounts, payouts, and how HIFI can help your business move money globally.

Book a Demo