Infrastructure for Money

Financial infrastructure for the internet economy.

HIFI is a composable API platform for teams who move money at scale. From two-person startups to Fortune 100s - move, convert, route, and compile value across stablecoins and bank rails.

Inflows

Accept deposits from banks, cards, and wallets — normalized into one model, with fees and settlement configured at entry.

Outflows

Route payments to any destination through one interface — bank rails, cards, wallets, and stablecoins.

Controls

Define what capital can do once it's in your system — approvals, limits, and custody restrictions built in.

Tokenization

Issue, manage, and redeem real-world assets and cash instruments into on-chain tokens —  through a single API.

Technology for building entirely new financial products.

HIFI powers treasury automation, global payouts, marketplace settlement, liquidity routing, instant conversion, all programmatically.

Companies rely on HIFI to move billions, orchestrate complex value movement, and scale financial operations into new markets and business models.

Explore PLATFORM
POST /settlement/finalize
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"balance_below_threshold",
 "threshold":
"100.00",
 "action": {
   "type": "auto_topup",
   "amount": "400.00",
   "asset": "USDC"
"transactionId": "txn_8fa4a332",
 "targetNetwork": "stellar",
 "settlementSpeed": "instant",

Run money as code.

HIFI lets you create complex transaction logic: conditional transfers, escrow flows, multi-party routing, and multi-chain settlement across wallets and bank accounts.

Multi-chain settlement engines (USDC on Base → USDT on Polygon)
Private transactions for institutions
Transfers requiring approval steps
Split routing to multiple wallets
Automated treasury across chains and banks

Cross-border stablecoin payouts and conversions

Billions moved

Zero compromises

Security and compliance, integrated into the core.
It handles the reviews

KYC, KYB, sanctions screening, and ongoing monitoring run inside the platform — not as separate tools. Dedicated review agents handle edge cases, escalate risk events, and keep your program safe as you scale.

It protects every transfer

SOC 2 Type II compliance, hardened key custody, isolated wallets, role-based access, and encrypted transaction telemetry. Every movement of value is auditable and deterministic — across chains and banks.

It speaks to banks

As a registered MSB with principal-agent bank partnerships, HIFI handles settlement and custody inside a regulated environment. Audited oversight ensures every flow meets bank-grade standards.

Partnership News
Stablecoins, now moving on Visa Direct.

HIFI’s partnership with Visa Direct enables stablecoins to move across Visa’s global payments network—bringing internet-native money into real-world payout flows with the reliability and reach institutions expect.

Documentation
130+
Countries
10B+
Accounts