Infrastructure for Money

Financial Infrastructure engineered at the atomic level

HIFI is an entirely new software to compose financial products with stablecoins. From two-person teams to Fortune 100s - move, convert, route, and compile value across digital money and bank rails.

GEt Started

The technology for a new payments stack.

HIFI powers treasury automation, global payouts, marketplace settlement, liquidity routing, and instant conversion — all as software.

Companies rely on HIFI to move billions, orchestrate complex value movement, and scale financial operations into new markets and business models.

Explore PLATFORM
POST /settlement/finalize
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"balance_below_threshold",
 "threshold":
"100.00",
 "action": {
   "type": "auto_topup",
   "amount": "400.00",
   "asset": "USDC"
"transactionId": "txn_8fa4a332",
 "targetNetwork": "stellar",
 "settlementSpeed": "instant",

Build any monetary workflow.

Compose financial logic the way you write software.

HIFI lets you create complex transaction logic: conditional transfers, escrow flows, multi-party routing, and multi-chain settlement across wallets and bank accounts. Move USDC on Base, settle USDT on Polygon, route liquidity, and enforce approval rules — all as software primitives.

Multi-chain settlement engines (USDC on Base → USDT on Polygon)
Escrow accounts with conditional releases
Transfers requiring approval steps
Split routing to multiple wallets
Automated treasury across chains and banks

Cross-border stablecoin payouts and conversions

Billions moved

Zero compromises

Security and compliance, integrated into the core.
It handles the reviews

KYC, KYB, sanctions screening, and ongoing monitoring run inside the platform — not as separate tools. Dedicated review agents handle edge cases, escalate risk events, and keep your program safe as you scale.

It protects every transfer

SOC 2 Type II compliance, hardened key custody, isolated wallets, role-based access, and encrypted transaction telemetry. Every movement of value is auditable and deterministic — across chains and banks.

It speaks to banks

As a registered MSB with principal-agent bank partnerships, HIFI handles settlement and custody inside a regulated environment. Audited oversight ensures every flow meets bank-grade standards.

Partnership News
Stablecoins, now moving on Visa Direct.

HIFI’s partnership with Visa Direct enables stablecoins to move across Visa’s global payments network—bringing internet-native money into real-world payout flows with the reliability and reach institutions expect.

Documentation
130+
Countries
10B+
Accounts